Category: 401k

NO BONDS! »

By Chad on Jun 8, 2008 in 401k, Say No to Conventional Wisdom | 13 Comments

No bonds! No bonds! No bonds! Why would you include bonds in your portfolio if you aren’t within a few years of retirement? Yes, I know bonds provide a less volatile portfolio with a minor reduction in return. Why would anyone want that?

Most people have the majority of their retirement in their 401k or IRA. [...]

When a 401k isn’t a good idea »

By Chad on May 13, 2008 in 401k | 5 Comments

Ok, this is my first real post, and I have decided to go right at the heart of the personal finance world…the 401k. My company’s 401k is crap, and I’m not contributing to it anymore! I know this goes against conventional wisdom, but I’m tired of getting poor returns with high expenses.
Overall, the [...]